This article was last updated by on

Why is My Money Tree Dying? How to Save It?

In these times of the crippling economy, it stings when something associated with money dies. Moreover, if you are a plant lover, your Money Tree dying will surely give you sleepless nights.

Looking at one of these beautiful plants that are associated with wealth and fortune succumb to death can be heart-wrenching.

Generally, Money Tree can die for various reasons like underwatering, overwatering, temperature extremities, lack of humidity, and excessive light. You can fix all the symptoms through optimum care requirements. 

Money Tree Dying
A healthy Money Tree can die due to different causes like root rot, pests, diseases, etc.

You must be here to revive your Money Tree, not expecting to sack a bag of real hard cash from the plant, mustn’t you?

If you are here for non-selfish reasons, I am here to guide you through the causes of Money Tree dying and the process of reviving them.

How Long Do Money Trees Live?

Plant enthusiasts keep Money Trees in their homes and office to boost the aesthetics and in the hope of bringing fortune and wealth.

The plant steals the show with its braided stems and bright green palm-looking leaves. 

Usually, Money Trees can grow about 6-8 feet tall and live for 10 to 15 years. 

Healthy Money Tree
Money Trees will live indoors for up to 15 years, while they can go strong for up to 30 years in their natural habitat.

Besides, it has a different identification of growing up to 60 feet and living up to 30 years in South and Central America. 

However, it will be all fairy tales if the care condition worsens. If the Money Tree lacks proper care, it can survive only a few weeks. 

Why is My Braided Money Tree Dying? (Causes, Symptoms & Solutions)

Imagine a tree taller than you incurring problems and dying in front of your eyes. It will be an erratic scene to unfold in front of your eyes.

Your favorite Money Tree can draw its last breath if there are anomalies in its care and requirements.

While going through a weak phase, the Money Tree exhibits symptoms like droopy, yellow leaves, leaves falling off, etc.

growing money tree indoor
Any anomalies in the care conditions of the Money Tree can set the tree on the path of death and destruction.

You can revitalize the plant with proper care if you diagnose the problems quickly. However, if the situation has escalated, you may bid farewell to the plant.

On top of that, the dying of the Money Tree also signifies bad luck and misfortune. So, brace yourself for bad news if your Money Tree plant dies on you.

If the conditions are opposite to what it prefers, the Money Tree can succumb by dying back.

Your beloved tree’s death depends not on the seasons but on the conditions you provide them. Let’s look at the causes of Money Tree dying, their symptoms, and how to revive them.

1. Low Light

Money Tree has bright-colored, sleek green leaves that are their own kind of beautiful.

However, you may not see these lively leaves if the plants go out of light. 

Sunlight hides in the sky during winter, and plants receive a minimum quantity of light, thereby having problems in performing photosynthesis. 

Brown Leaves in Money Tree
Brown Leaves are a deadly condition for the Money plant and most of the plants out there.

Without enough sunlight, Money Tree slows down photosynthesis, inviting physical changes inside. When the leaves lack enough light, they become lighter and receive the yellow shade and fall off.

If the entire plant goes yellow, it will dry to death.

Immediate Action to Take

  • Relocate the plant and move it to a shady spot until it recovers from the sun damage.
  • Move to the north-facing window that receives the indirect bright light.
  • Sterilize scissors and prune the damaged leaves.
  • Place the plant under grow light for at least 12 hours each day.

2. Underwatering Condition

The Money Tree can grow strong and sturdy trunks despite being a houseplant. 

Money Tree growers tie the trunks around each other when the plant is in the juvenile state. So, your Money Tree may be two or more plants intertwined with each other.

If any of the intertwined trunks die off, it could threaten the plant as a whole.

Usually, the Money tree trunks die because it has stayed dry for an extended period. The death starts from one trunk, and other trunks follow.

Dying Trunk of Money Tree
As the Money tree trunks are braided, the death of even one of the trunks can kill off the entire plant.

If identifying Money Tree dying with trunk in its early stages helps save your plant! 

Immediate Action to Take

  • You need to inspect the plant carefully and identify the dead trunk.
  • Get a sterilized saw tool and see the dead trunk off the plant. Remember to cut the trunk from the very base of it.
  • Collect the dead trunks in a basket and discard them properly.
  • Water your plant till the pot drains out with water. 

3. Overwatering Issue

Plant problems are easy to treat if you can diagnose them in time. But, sometimes, the issues are hidden and buried deep, literally.

As a result, you may not catch that your Money Tree has incurred brown leaves and root rot issues. 

The Money Tree can suffer from root rot, the leaves and stems elongate if you overwater them, and the pot and soil you use are not well-draining.

Root rot in money tree
Root rot can be caused by fungal diseases invited by overwatering the plant.

Root rot can be deadly for the plant if you do not treat them in time.

To identify the plant dying with root rot, take the root ball out of the pot and inspect it. If the roots are mushy and brown, it is root rot.

Other causes of root rot include lack of air circulation and fungal infections.  

Immediate Action to Take

  • Immediately halt watering the Money tree plant and let it dry out.
  • Incline your pot and take the plant out of it and check the roots properly for signs of root rot.
  • If the rot in the roots is severe, you need to repot it to a new pot with fresh potting soil.
  • Before repotting, trim the damaged roots but make sure not to cut the healthy roots.
  • You can use hydrogen peroxide or related fungicides to stop the spread.
  • Poke chopsticks in the soil to make suitable breathing holes for your plant’s soil.
  • If the plant is damaged beyond repair, you can take a piece of healthy stem from it for propagation.

4. Low Humidity

Originally, Money Trees belong to South and Central America, where these tropical plants grow along the swamps and riverbanks.

Thus, it’s no wonder that Money Trees adore hot and humid environments. 

Humidity helps determine when the plants open up their stomata to transpire. These stomata are available on the underside of the leaves, which allows the plants to release O2 into the air and absorb CO2.

grouping money tree with other houseplants
Houseplants share a humidity when grouping them.

When the humidity goes down, Money Trees shut their stomata and conserve some water. But the plants can not regulate transpiration to suffer unhealthy photosynthesis.

The primary sign will be dry and turning leaves brown, starting at the tips and falling to the ground.

Immediate Action to Take

  • Check if the cause is lack of humidity and mist the plant if affirmative. Use a humidifier for better results.
  • Take the Money Tree to group with other houseplants. 
  • Place the Tree plant in the bathroom or kitchen where humidity is high.
  • Mist the plants with a cup of water in the morning. 

5. Temperature Fluctuatation

Yellow leaves in plants may not sound deadly, but this particular problem can be fatal in Money trees.

There may be certain reasons for Money Tree dying with yellow leaves, and one of them is temperature change.

Money Tree with Yellow Leaves
Yellow leaves in Money Tree can be dangerous, leading to the death of the plant.

The plant will not entirely turn yellow instantly; it will start from either the top or bottom. So, be on the watch for the yellowing and take care of it on time.

Below 50 degrees Fahrenheit is harmful to Money Tree. If you have finished keeping plants damaged due to frosty temperatures or cold climate, note to apply the following actions. 

Immediate Action to Take

  • Provide air space to the plant around the soil for better air circulation.
  • Keep the plant in the shade of a curtain or drape to protect it from the harshest sunlight.
  • If you have placed the plant outdoors, move it inside during extremely cold weather.
  • Avoid placing the plant in the direct path of air conditioner vents, heaters, etc.
  • Water the plant frequently when the weather is too hot outside.

6. Nutrition Insufficiency 

The Money tree is people’s favorite houseplant that can grow to greater lengths in its natural habitat.

Imagine the magnificent tree losing its composure and drooping because you messed up its care schedule.

Generally, the lack of nutrition causes the Money Tree to get yellow leaves and wilt and droop.

Yellow leaves in plants mean that the leaf has no chlorophyll and survives on nutrients alone. If the situation is severe, you may discard the leaves.

Drooping and Wilting Plant
Money Tree can die off by drooping and wilting if it doesn’t get the required nutrients.

Your plant needs fertilizing every two weeks during summer and next to no fertilizing during winter.

Wiltiness and droopiness are the conditions you can recover if you find the causes in time.

But make sure to identify the problems properly and take necessary action; anything wrong can set the plant on the path of dying.

Immediate Action to Take

  • Fertilize your Money Tree with a weak liquid fertilizer diluted to half to provide it with the required nutrients.
  • Try adding organic fertilizers, including eggshells, cow manure, or chicken manure.
  • Before fertilizing, add enough water so that the plant can easily absorb the fertilizers.
  • Avoid overfertilizing or letting fertilizers contact the outer parts of the plant.

7. Repotting Shock

The Money Tree has a fairly quick growth speed, even when growing indoors, far from its natural habitat.

Despite its quick growing speed, you will only have to repot it every three years. Although after repotting, your plant will incur some stress.

Sometimes when you repot the plant incorrectly, it will go through stress and show signs like wilting, leaves curling, leaves browning and yellowing, etc.

Repotting a plant
The Money Tree can grow quickly, but still, you will need to repot it every three years.

It is natural for plants to send distress signals when you move their location or the pot they stand in.

They will react to the change in their environment, but they give you a heads-up by showing symptoms.

Immediate Action to Take

  • Plants will take some time before they are accustomed to their new environment. Leave them be.
  • Make sure you pot the plant in well-draining, loamy soil to avoid the shock.
  • Place your plant in an environment it loves. Keep the lighting, temperature, and humidity in check.
  • You can prepare a weak sugar-water solution and water the plant with it to ease the transplant shock.
  • Pruning the plant is another way to relieve it of stress. Make sure not to prune more than 1/3rd of the plant.
  • Make sure you keep the roots moist most of the time.

8. Pest Infestation and Diseases

Out of all the reasons the Money Tree dies, pest and disease infestation can be the worst.

Despite their sturdy appearance, certain pests and diseases may affect the plant due to anomalies.

The Money Tree can die if pests like mealybugs, scales, aphids, spider mites, and white flies and diseases like root rot, bacterial wilt, and leaf spot affect it.

Each of the above pests and diseases can be fatal for the plant.

So, you must be on guard and check for the signs of infestation in their early stages. Look below for the problems and how to identify them.

MealybugsStunted plant, Chlorosis, Defoliation
ScalesHoneydew on leaves, Dropping of leaves
AphidsSlow growth, mottled leaves, Curling of leaves
White FliesDry leaves, Honeydew, Leaves turn silver
Spider MitesYellow or brown spots on leaves, Spider like webs
Rhizoctonia Root RotRusty-brown lesions on stem, brown, mushy leaves
Bacterial Wilt (Pseudomonas cichorii)Leaves turn dull and wilt, withering of stems
Anthracnose Leaf SpotTan blotches or spots on young leaves, Curled, dropping leaves

Look below for how you can treat the problems.

Immediate Action to Take

  • Prune and destroy the affected parts of the plant to avoid further spread.
  • Wipe the leaves by dipping a soft cotton ball in isopropyl alcohol to eliminate mealybugs and scales.
  • Prepare a mild dish soap and water solution and wipe or spray the solution to the infected parts to eliminate aphids and white flies.
  • Wash the plant with a soft cloth and lukewarm water, and you will get rid of spider mites.
  • Rhizoctonia root rot cannot be treated but can be controlled by increasing the soil aeration.
  • To control bacterial wilt, discard the infected parts and repot the plant in fresh soil.
  • You can treat leaf spots by spraying the fungicide Propiconazole on the plant.

Tips to Prevent Money Tree from Dying

Even in the case of the Money Tree, prevention is always better than cure.

You must follow the following growing techniques to prevent the plant from incurring any life-threatening problems.

  • Place your Money Tree plant in a window facing east or south and ensure it gets bright but indirect light.
  • During summer, water your plant every three weeks with 6-8 ounces of water. Reduce that frequency and quantity during winter.
growing money tree in pot
You should be considerate about the Money Tree watering needs in order to prevent it from dying.
  • Maintain the temperature between the range 65°F to 75°F. Never let the temperature drop down below 50°F.
  • Money Tree prefers when the humidity is 50% or above. Keep it near the bathroom or kitchen to provide optimum humidity.
  • Grow your plant in well-draining, sandy soil mixed with peat moss for problem-free growth.
  • Use frost blankets and heating pads for your plants during frosty conditions.
  • Rotate the plant occasionally so that every side of the plant gets equal sunlight.


The Money Tree is famous worldwide as a plant that brings fortune and good luck to the keepers of this plant.

You might want to know more about what your Money Tree signifies. Read our article about the Meaning of Money Tree.

I have tried to wrap everything in this piece to treat the troubled or dying Money Tree. Now, it’s your responsibility to take action manually and save your plant. 

Good luck! By this plant and with this plant.

Leave a Reply

Your email address will not be published. Required fields are marked *

You May Also Like